Take-Home Pay Calculator
See what your salary is actually worth after taxes. Enter your pay, state, and filing status to estimate your 2026 take-home pay after federal income tax, Social Security & Medicare, and state tax, with a full bracket-by-bracket breakdown.
26.04% effective tax rate · 22% federal marginal rate
Estimate for the 2026 tax year: federal income tax, FICA, and state income tax on gross salary using the standard deduction. Not tax advice; your actual taxes depend on deductions, credits, and other income.
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The exact 2026 brackets, FICA rates, and primary sources behind every number.
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How it’s calculated
We estimate your annual federal income tax (2026 brackets, standard deduction), Social Security (6.2% up to the wage base) and Medicare (1.45%, plus the 0.9% surtax on high earners), and your state income tax, then subtract them from your gross salary. It’s a close estimate of your effective tax, not a paycheck-withholding or tax-filing tool. See our full methodology and sources.
Tax data last reviewed 2026-06-30 for the 2026 tax year.